Assisting Individuals

Retirement Planning

A steady paycheck is one of life’s comforts. Once or twice a month, the money lands safely in your bank account.

Until, that is, you retire. And then it stops. Suddenly, unless you have a traditional pension close at hand, you are the one who has to make sure that the money lands in your lap. You have to decide how much to take, where to take it from, and how to make it last as long as you do.

These are many of the challenges retirees face at retirement and making the right decisions at this phase of your life can be critical. We help you to analyze the many alternatives available. We look at your overall financial picture and run “what if” scenarios to help you identify a strategy that fits your unique needs.

Investment Planning

You have an IRA account, a 401(k) account, several brokerage accounts and a bank account. Your spouse has their accounts as well.

When was the last time that you reviewed your overall investments? Are the individual investments performing well compared to their benchmarks? How is the overall portfolio performing? Are you invested in similar types of funds, eliminating the benefits of diversification? What are you paying in expenses?

We take a holistic look at your overall financial picture and help you choose investments that align with your values. We help you to consolidate accounts and develop an overall investment strategy. We use asset allocation and combine both active and passive management strategies to design a portfolio of diversified asset classes that seek to maximize potential returns for a given level of risk.